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CSED3

Defensive consumer

Cruzeiro do Sul Educacional

Compare with other securities

  • Price

    R$3.62

    −4.99%

  • P/E

    4.26

  • P/VP

    0.83

  • Dividend yield, 12 months

    13.41%

  • Last income payment

    R$0.21

    4/29/2026

  • Market cap

    R$1.3B

  • Daily liquidity

    R$2.6M

Price over the last year

Values by period
Price
11/12/2025R$6.12
11/19/2025R$6.37
11/27/2025R$6.22
12/4/2025R$6.40
12/11/2025R$5.93
12/18/2025R$5.75
12/29/2025R$6.09
1/7/2026R$6.29
1/14/2026R$6.43
1/21/2026R$6.52
1/28/2026R$7.23
2/4/2026R$6.54
2/11/2026R$6.62
2/20/2026R$6.99
2/27/2026R$6.64
3/6/2026R$6.16
3/13/2026R$5.99
3/20/2026R$5.75
3/27/2026R$5.51
4/6/2026R$5.74
4/13/2026R$6.00
4/20/2026R$6.13
4/28/2026R$5.58
5/6/2026R$5.49
5/13/2026R$4.37
5/20/2026R$4.32
5/27/2026R$4.09
6/3/2026R$3.86
6/11/2026R$3.71
6/18/2026R$3.47
6/25/2026R$3.68
7/2/2026R$3.88
7/9/2026R$4.02
7/16/2026R$3.92
7/23/2026R$3.82
7/30/2026R$4.38
8/6/2026R$4.55
8/13/2026R$4.00
8/20/2026R$4.10
8/27/2026R$4.80
9/3/2026R$5.23
9/11/2026R$5.34
9/18/2026R$5.25
9/25/2026R$5.12
10/2/2026R$5.42
10/9/2026R$7.01
10/19/2026R$6.95
10/26/2026R$4.73
11/3/2026R$4.11
11/10/2026R$4.94
11/12/2026R$3.62

Income paid per share

Values by period
Income
12/19/2025R$0.27
4/29/2026R$0.21
Income

Summary of CSED3

  • The P/E of 4.26 is below the sector median (10.64).
  • The dividend yield of 13.41% is above the sector median (3.99%).
  • ROE is 19.26%: the company earns a good return on equity.
  • It made a profit in all of the last 4 reported years.
  • The price is 152.21% below the Graham fair price.

Sentences generated automatically from the numbers on this page. They are not a recommendation to buy or sell.

Profitability and debt

  • ROE

    19.26%

  • Net margin

    10.59%

  • Gross margin

    50.76%

  • Operating margin

    20.25%

  • EBITDA margin

    23.67%

  • Gross debt/equity

    1.46x

  • Net debt/EBITDA

    2.29x

  • EV/EBITDA

    4.30x

  • Current ratio

    1.49

Fair price

  • Graham fair price

    R$9.13

    Price 152.2% below this value

  • Bazin price ceiling

    R$8.09

    Price 123.5% below this value

Graham: square root of 22.5 × earnings per share × book value per share. Bazin: dividends paid in 12 months ÷ 6%. They are simple study methods that ignore the growth and risk of the company; they are not a recommendation.

Annual income statement

2022202320242025
RevenueR$2.0BR$2.3BR$2.6BR$2.8B
Gross profitR$0.0R$0.0R$0.0R$0.0
EBITR$0.0R$0.0R$0.0R$0.0
Net incomeR$6.6MR$100.5MR$144.3MR$296.9M
  • Annual revenue growth:11.82%
  • Annual profit growth:255.53%
  • Profitable years:4 of 4

Amounts in Brazilian reais, from the published annual statements (source: Yahoo Finance). Balance sheet and cash flow are not available from this source.

Comparison with the sector

Median of the 23 companies in the defensive consumer sector with the indicator available.

IndicatorCSED3Sector medianRank
P/E4.2610.64Higher than 1 of 17
P/VP0.831.08Higher than 9 of 21
Dividend yield, 12 months13.41%3.99%Higher than 16 of 16
ROE19.26%5.95%Higher than 16 of 20

How to read the indicators

P/E

How many years of current earnings the price pays for. The lower, the cheaper the stock relative to profit, but falling or one-off profit distorts the number.

P/B

Compares the price with the book value per share. Below 1 means a discount to book value; above 1, a premium.

Dividend yield

Dividends paid in the last 12 months divided by the price. Extraordinary dividends can inflate the number.

ROE

Profit divided by shareholders equity: shows what the company earns on shareholder capital. Highly indebted companies can show a high ROE through leverage.

Net debt/EBITDA

How many years of operating cash generation it would take to repay net debt. Above 3 usually calls for attention. It does not apply well to banks.

About CSED3

The stock CSED3 of Cruzeiro do Sul Educacional trades on B3 and is in the defensive consumer sector, priced at R$3.62 with a market cap of R$1.3B. The P/E is 4.26, the P/B is 0.83 and the 12-month dividend yield is 13.41%.

Fund data

Ticker
CSED3
Official name
Cruzeiro do Sul Educacional S.A.
Category
Defensive consumer

Frequently asked questions

How much does CSED3 pay in dividends?

Over the last 12 months the stock CSED3 (Cruzeiro do Sul Educacional) had a dividend yield of 13.41%, with the last payout of R$0.21 per share. The price is R$3.62.

Is CSED3 expensive or cheap by P/E?

The P/E is 4.26: the price is 4.26 times earnings per share over the last 12 months. Compare it with companies in the same sector and look at earnings growth before drawing conclusions.

What does the P/B of CSED3 show?

The P/B is 0.83: the price is 0.83 times book value per share. Below 1 means a discount to book value and above 1 a premium.

Other funds in the defensive consumer category

StockPriceP/EP/VPDY 12m
ABEV3AmbevR$15.7515.592.675.4%
MBRF3MBRF Global Foods CompanyR$18.1364.752.20—
ASAI3Sendas DistribuidoraR$9.4710.641.901.1%
SLCE3SLC AgrícolaR$18.3623.541.684.4%
NATU3Natura CosméticosR$5.33—0.58—
MDIA3M. Dias BrancoR$17.369.040.695.5%

Sources: Yahoo Finance (price, income, volume, earnings and book value per share, delayed). Information for tracking only, not investment advice. Check the data at the source before deciding.

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