Portfolio income simulator
Enter the invested amount, the yearly yield and the tax to see the monthly income.
Free · no sign-up The values you type stay in your browser: nothing is sent or stored.
Monthly income (gross)
R$3,333.33
- Net monthly income
- R$2,833.33
- Income per year
- R$40,000.00
Your result in words
A portfolio of R$500,000.00 yielding 8% a year generates R$40,000.00 a year, or R$3,333.33 a month (R$2,833.33 after 15% tax).
Informational estimate, without fees or inflation. Check taxes and charges for your case; the real result may differ.
How it works
Portfolio income
It is how much your investments pay each month in dividends, interest or rent, without selling anything. It depends on the expected yield, which changes from year to year.
Cautions
Yield is not guaranteed and the calculation neither reinvests nor adjusts for inflation. Use a conservative rate and the tax that applies to your type of investment.
Formula
How to calculate
R is the yearly income, P the portfolio value and y the yearly yield. Monthly income is R divided by 12, and the net figure deducts the tax t (in %).
Example
With round numbers, so you can check the math:
A portfolio of R$500,000.00 yielding 8% a year generates R$40,000.00 a year, or R$3,333.33 a month (R$2,833.33 after 15% tax).
Frequently asked questions
What yield should I use?
A realistic, conservative estimate, preferably net of costs.
What about tax?
It depends on the asset: fixed income and funds have different rates, and stock dividends have their own rules. Enter the effective rate.
Does it work for living off income?
Yes, compare monthly income with your expenses. For the opposite path, use the passive income calculator.
Math checked by the JuntaTudo team · updated on Nov 12, 2026
