Net salary calculator
Enter the gross salary, dependents and other deductions to see what lands in your account.
Free · no sign-up The values you type stay in your browser: nothing is sent or stored.
Net salary
R$4,498.49
- INSS (social security)
- R$501.51
- Income tax (IRRF)
- R$0.00
- Total deductions
- R$501.51
Your result in words
With a gross salary of R$5,000.00, INSS is R$501.51, income tax is R$0.00 and the net salary is R$4,498.49 (total deductions of R$501.51).
Informational estimate, without fees or inflation. Check taxes and charges for your case; the real result may differ.
How it works
How net pay is calculated
From the gross salary come the INSS, the income tax withheld at source (IRRF) and any other deductions you enter. INSS is progressive by bracket and IRRF uses the monthly table, the simplified deduction and the reducer of Law 15,270/2025.
2026 tables
Uses the official tables in force since Jan 1, 2026: INSS (Interministerial Ordinance MPS/MF no. 13/2026, ceiling R$ 8,475.55) and IRRF (Federal Revenue, dependent R$ 189.59 and reducer up to R$ 7,350). Alimony, private pension, overtime and premiums are not included.
Formula
How to calculate
L is the net, S the gross salary, C the INSS, I the IRRF and O the other deductions. Income tax applies to the base (salary minus the larger of INSS plus dependents and R$ 607.20).
Example
With round numbers, so you can check the math:
With a gross salary of R$5,000.00, INSS is R$501.51, income tax is R$0.00 and the net salary is R$4,498.49 (total deductions of R$501.51).
Frequently asked questions
Is INSS a single rate?
No. It is progressive: each bracket of salary has its own rate, from 7.5% to 14%, up to the ceiling.
Do people earning up to R$ 5,000 pay income tax?
Under the 2026 rule, the reducer zeroes withholding tax up to R$ 5,000 of monthly income.
Is the result the same as my payslip?
It may differ due to benefits, overtime, premiums and other specific deductions. Use it as an estimate.
Math checked by the JuntaTudo team · updated on Nov 12, 2026
