FGTS calculator
Enter the salary and months worked to see the FGTS deposits and the penalty.
Free · no sign-up The values you type stay in your browser: nothing is sent or stored.
Total deposited
R$2,880.00
- Deposit per month
- R$240.00
- 40% penalty
- R$1,152.00
Your result in words
With a salary of R$3,000.00 over 12 months, the employer deposits R$240.00 a month: R$2,880.00 in the period. On dismissal without cause, the 40% penalty would be R$1,152.00.
Informational estimate, without fees or inflation. Check taxes and charges for your case; the real result may differ.
How it works
What FGTS is
The Severance Guarantee Fund receives a monthly deposit from the employer of 8% of salary, in an account in the worker name. On dismissal without cause there is a withdrawal and a 40% penalty on the balance.
What is left out
Yield (TR plus 3% a year) and deposits on the 13th and vacation are not included; the real balance is usually a bit higher. Check the statement in the FGTS app.
Formula
How to calculate
D is the monthly deposit, S the salary, T the total deposited over m months and M the 40% penalty on the balance.
Example
With round numbers, so you can check the math:
With a salary of R$3,000.00 over 12 months, the employer deposits R$240.00 a month: R$2,880.00 in the period. On dismissal without cause, the 40% penalty would be R$1,152.00.
Frequently asked questions
Who pays FGTS?
The employer, with no deduction from your salary.
When can I withdraw?
On dismissal without cause, retirement, buying a first home and other situations set by law.
Does the 40% penalty come out of my pocket?
No: the employer pays it, on the balance, on dismissal without cause.
Math checked by the JuntaTudo team · updated on Nov 12, 2026
