Net worth calculator
Enter what you own and what you owe to see your net worth.
Free · no sign-up The values you type stay in your browser: nothing is sent or stored.
Net worth
R$425,000.00
- Total assets
- R$735,000.00
- Total debts
- R$310,000.00
- Debts over assets
- 42.2%
Your result in words
With assets of R$735,000.00 and debts of R$310,000.00, your net worth is R$425,000.00. Debts equal 42.18% of assets.
Informational estimate, without fees or inflation. Check taxes and charges for your case; the real result may differ.
How it works
A picture of your finances
Net worth is what is left if you sold everything and paid every debt. Tracking it over time shows whether your situation improves.
Formula
How to calculate
NW is net worth: assets A (cash, investments, property, vehicles and others) minus debts D. The ratio is D divided by A.
Example
With round numbers, so you can check the math:
With assets of R$735,000.00 and debts of R$310,000.00, your net worth is R$425,000.00. Debts equal 42.18% of assets.
Frequently asked questions
What value should I use for property and vehicles?
The current market value, not what you paid.
Is negative net worth serious?
It can be common early in financial life; what matters is the improving trend.
Math checked by the JuntaTudo team · updated on Nov 12, 2026
